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Which dental insurance plans have no waiting period?

Ameritas and Spirit Dental offer the best dental insurance plans with no waiting period, according to our analysis of rates and coverage. Comparing dental insurance plans by price, dental benefits and your out-of-pocket expenses after the dental insurer pays its portion can help you narrow down the right dental insurance plan for you.

Are there trade-offs with dental insurance with no waiting periods?

There can be trade-offs with dental insurance with no waiting periods, such as higher costs. For example, the insurance company may charge higher rates of coinsurance (your out-of-pocket costs after your deductible is paid) for various services.

What is a dental insurance waiting period?

A dental insurance waiting period is the time between when you sign up for a policy and when the insurance company will start paying for covered dental services. Waiting periods can vary by dental provider and service type. The different levels of dental insurance coverage typically include:

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